Speakers

MR. SANJEEV KUMAR GUPTA

CEO - Karnataka Digital Economy Mission (KDEM)

MR. SANJEEV KUMAR GUPTA

MR. SANJEEV KUMAR GUPTA

CEO - Karnataka Digital Economy Mission (KDEM)

MR. SANJEEV KUMAR GUPTA's Bio

Mr. Sanjeev Kumar Gupta is CEO of Karnataka Digital Economy Mission (KDEM), an initiative of the Government of Karnataka (GoK). He is on a mission that Karnataka provides largest share of USD 300B to Hon PM vision of USD 1T digital economy of the country by 2025-26.

Mr Gupta brings in 27 years of experience as an administrator, business leader, entrepreneur, mentor, and Indian IT growth facilitator. He is playing an instrumental role in enabling Karnataka objective to accelerate the growth and investments in digital economy with a focus on the core verticals viz., IT Products & Services, BPM and GCC Promotion, Innovation & Start-ups, ESDM, Beyond Bengaluru, and Talent Accelerator.

SUMNESH JOSHI

Deputy Director General, Government of India

SUMNESH JOSHI

Deputy Director General, Government of India

SUMNESH JOSHI's Bio

Sumnesh Joshi is the Deputy Director General (Joint Secretary level) at the Unique Identification Authority of India (UIDAI), where he heads the Western Regional Office in Mumbai. A founding team member under Mr. Nandan Nilekani, he played a pivotal role in rolling out the Aadhaar project across Maharashtra, Gujarat, Goa, Dadra Nagar Haveli, and Daman Diu. With over 25 years of experience in the government, he has collaborated with various ecosystem partners, including state governments, regulators, and fintech companies, to design Aadhaar-based solutions for e-governance and the targeted delivery of services. He previously worked with the Department of Telecommunications in India, leading projects in telecom planning, data analytics, and market strategies. [Name] holds an MBA from MDI Gurgaon, a MicroMasters in Data Economics and Development Policy from MIT, and a Certificate in Public Policy from UC Berkeley

PINAKI MISHRA

Vice President of Products

PINAKI MISHRA

Vice President of Products

PINAKI MISHRA's Bio

He holds certifications such as CISSP, CISM, CDPSE, ISO/IEC 27001 LA, and ISO/IEC 42001. A passionate mentor and industry speaker, Ganesan actively contributes to cybersecurity education and supports Mashreq’s digital transformation efforts.

He has led the end-to-end development of enterprise-grade products from the ground up and has supported banks and NBFCs in transforming their value chains through digitization, automation, and simplification. Pinaki collaborates closely with cross-functional teams—including engineering, QA, and third-party partners—and leads a diverse team of product managers, analysts, and data engineers with a strong focus on mentoring and growth.

VIJAYAKUMAR K

Director, Product Management - Standard Chartered Bank

VIJAYAKUMAR K

Director, Product Management - Standard Chartered Bank

VIJAYAKUMAR K's Bio

Vijayakumar K is a seasoned product leader with over 24 years of experience in IT and 20 years in corporate and investment banking. As Director of Product Management at Standard Chartered, he drives digital transformation across trade finance, cash management, payments, and blockchain integration. With a strong background in agile delivery, open banking, and platform innovation, Vijayakumar has successfully led large-scale digital programs and built bespoke financial solutions for corporates and government entities. His expertise spans product strategy, stakeholder engagement, API development, and cybersecurity, making him a key force in shaping the future of digital financial ecosystems.

RAMASWAMY SUBRAMANIAN

Chief Product Officer - Karnataka Bank

RAMASWAMY SUBRAMANIAN

Chief Product Officer - Karnataka Bank

RAMASWAMY SUBRAMANIAN's Bio

Ramaswamy Subramanian is a seasoned banking and financial services leader with over 28 years of cross-functional experience spanning retail banking, microfinance, fintech, and consumer loyalty. As Chief Product Officer at Karnataka Bank, he plays a pivotal role in driving the bank’s digital transformation journey. Ramaswamy has successfully led initiatives across product strategy, distribution, marketing, operations, and technology, with a proven track record in launching innovative financial solutions. His entrepreneurial stint in fintech and deep expertise in building scalable, customer-centric models have positioned him as a key force in shaping the future of digital banking.

BINIT JHA

Chief Data Officer ( CDO) - IDBI Bank

BINIT JHA

Chief Data Officer ( CDO) - IDBI Bank

BINIT JHA's Bio

Binit Jha is the Chief Data Officer at IDBI Bank with over 22 years of global experience, including 16 years specializing in data engineering, analytics, innovation, and automation. He has held leadership roles at top-tier institutions like Morgan Stanley, UBS, Bank of America, and Lehman Brothers. Binit has successfully built and scaled data and technology teams across global capability centers (GCCs), driving digital transformation and operational excellence. His expertise spans human capital strategy, process re-engineering, and implementing cutting-edge data governance frameworks.

KIRAN KUMAR SHETTY

Senior Director | Partner - Bendigo Bank

KIRAN KUMAR SHETTY

Senior Director | Partner - Bendigo Bank

KIRAN KUMAR SHETTY's Bio

Kiran Kumar Shetty is a seasoned financial services leader with a wealth of experience in banking transformation, partnership strategy, and delivering customer-centric innovation. As Senior Director and Partner at Bendigo Bank, Kiran plays a pivotal role in driving strategic initiatives that enhance digital capabilities, operational efficiency, and business growth.

With a strong background in technology-enabled financial services and a track record of fostering impactful collaborations, Kiran is committed to building inclusive, sustainable banking solutions that deliver long-term value to customers and communities.

DIBYENDU KUMAR DAS

Executive Vice President and Head, Government Business - Axis Bank

DIBYENDU KUMAR DAS

Executive Vice President and Head, Government Business - Axis Bank

DIBYENDU KUMAR DAS's Bio

D.K. Das is the Executive Vice President and Head of Government Business at Axis Bank, with extensive experience in general management, operations, and strategic leadership. He oversees large-scale operations, including coordination with senior government stakeholders, customer and board engagement, and P&L responsibility for subsidiaries.

His expertise spans human resource management, fiscal discipline, business development, and client relationship management. With a focus on driving growth, operational excellence, and innovation, Mr. Das has led diverse teams and implemented impactful business strategies across sectors.

KAMLESH NAGWARE

Founder - Global Tokenization Forum

KAMLESH NAGWARE

Founder - Global Tokenization Forum

KAMLESH NAGWARE's Bio

Kamlesh is a TEDx speaker and Co-Founder FSV Labs and Global Tokenization Forum(GTF). He has 15 years of experience in Software Development, IT Consulting & Blockchain Solutions. He is among the top 30 Influencers of Blockchain in India and founding member of India Blockchain Forum. He is LFDT(The Linux Foundation Decentralized Trust) India Co-Chair, and a member of the Hyperledger Technical Steering Committee (TSC 2021-22) drives technical directions of Hyperledger Foundation. He is also a Co-chair of the IEEE Blockchain initiative at the IEEE Global level and Mentor to Blockchain start-ups incubated by Apiary a Ministry of IT India (STPI) India initiative and and advisor to Web3, tokenization, and CBDC start-ups globally. Advisor to EY India, GS1 India and consultant to IIT Madras for the cybersecurity and Blockchain.

GANESAN RAMANI

Senior Vice President - Mashreq Bank

GANESAN RAMANI

Senior Vice President - Mashreq Bank

GANESAN RAMANI's Bio

Ganesan is a senior technology leader with over 19 years of experience in IT Governance, Risk Management, Cybersecurity, and Compliance. At Mashreq Bank, he leads key functions including IT control frameworks, regulatory compliance, vendor governance, and audits.

SANTHA KUMAR N

VP Cybersecurity Risk & Control

SANTHA KUMAR N

VP Cybersecurity Risk & Control

SANTHA KUMAR N's Bio

Global leader with over 20 years of expertise in governing Cyber Security, Risk Management, Operational Resilience, and Program Management. Renowned for architecting and executing comprehensive frameworks that align with organizational goals, achieving enterprise-wide security and compliance across 60+ jurisdictions. A trusted advisor, driving global strategies to mitigate risks, enhance operational adaptability, and foster a culture of resilience.

Proven expertise in Governance, Risk, and Compliance (GRC) and innovative strategies to optimize operations and provide actionable insights for executive decision-making. Recognized for excellence in regulatory engagement, IT audits, and protecting critical assets against emerging threats while driving cost efficiencies and continuous improvement.

TIMMANA GOUDA D

Founder - WhatsLoan

TIMMANA GOUDA D

Founder - WhatsLoan

TIMMANA GOUDA D's Bio

Timmana Gouda D brings over 20 years of leadership experience across Investment Banking, Corporate Finance, and Consumer Retail Finance. He has deep expertise in the consumer loans space, having led national and zonal roles in sales, credit, policy, product, strategy, and collections.

At Axis Bank, he served as National Business Head for Loans Against Property, Securities, and Gold, and previously led the Retail Asset Credit function nationally. As Zonal Business Head for South India, he managed a ₹7,200 Cr portfolio across mortgages, personal loans, and auto loans.

Now a fintech entrepreneur and founder of WhatsLoan, Timmana focuses on leveraging technology to simplify and scale retail credit distribution. He is passionate about driving innovation in home mortgages, microfinance, and individual wealth management.

Digital Transformation in Banking: Redefining the Future of Financial Services

Future Bank India Conclave 2025

Future Bank India Conclave 2025

Speakers

MR. SANJEEV KUMAR GUPTA

SUMNESH JOSHI

PINAKI MISHRA

VIJAYAKUMAR K

RAMASWAMY SUBRAMANIAN

BINIT JHA

KIRAN KUMAR SHETTY

DIBYENDU KUMAR DAS

KAMLESH NAGWARE

GANESAN RAMANI

SANTHA KUMAR N

TIMMANA GOUDA D

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